Employer-Owned Employee Benefit

Protect Your Employees &
Grow Your Profit

You Pay the Salary, They Leave...

3-6 Months

of salary is lost every time one employee quits

78%

of workers say benefits matter more than a salary raise

60%

of SMEs offer no structured protection then struggle with turnover

YES, Your Employees Need Group Insurance

But what if I told you…

You Could be the Insurer Instead, & Keep the Profit?

We’re Introducing the TPA Model

A smarter way for employers to protect their people and keep the savings that traditional insurers take

Benefit Contribution

You Control the Benefit Contribution

We Handle the Administration

surplus

You Keep the Surplus

For Less Than the Price of One Coffee per Day,
 Your Employees Get Full Protection and You Keep the Surplus.

Why Employers Choose Us

AI Engine

Our AI Engine predicts health and claim risks before they happen

Stop-Loss Option

Protects your company from heavy payout months

Full Legal Compliance

100% compliant with your local laws, funds kept separate and secure.

HR-Friendly Automation

Zero workload — auto-debit and reporting done for you.

Built by Founders Who Reimagined Insurance from the Inside

“After three decades in insurance, I saw how traditional systems failed both employers and employees. 

NextShield was built to give control and profit back to the people who actually fund protection.”

Todd Bonner

CEO

“AI should make insurance fair, fast, and predictive.


With NextShield’s GuardianAI’s decade of medical and behavioral data, we can finally close the gap between healthcare and insurance, creating a better system.”

Dr. Hui-Yi Fan

CTO